SouthPoint Bank has an array of products and services to meet your personal banking needs. We have several checking and savings account to offer.

SOUTHPOINT CHECKING

SOUTHPOINT CHECKING

• No monthly maintenance fee
• No minimum balance requirements
• Unlimited check writing
• Free Check Card*
• Free Online Banking with Bill Pay

SOUTHPOINT INTEREST CHECKING

• Earns interest regardless of your balance. Interest is credited to your account monthly.
• No monthly maintenance fee if you maintain a $1,500 minimum daily balance or a $3,000 average daily balance. Otherwise, there will be a $10 fee.
• Unlimited check writing
• Free Check Card*
• Free Online Banking with Bill Pay

SOUTHPOINT PRIME

• Interest tiered based upon total balance. Interest is credited to your account monthly.
       $0-4,999
       $5,000-24,999
       $25,000-49,999
       $50,000-99,999
       $100,000-$999,999
       $1,000,000 & up
• No monthly maintenance fee if you maintain a $5,000 minimum daily balance or a $10,000 average daily balance. Otherwise, there will be a $10 fee.
• Transactions limited to no more than 6 preauthorized withdrawals from your account per month or statement cycle, no more than 3 of which may be by check, draft, or other order payable to third parties. Excessive withdrawal fee of $2 per item over regulatory limit.
• Free Check Card*
• Free Online Banking with Bill Pay

PLATINUM POINT CHECKING

• Age requirement 55+
• Earns interest regardless of your balance
• $1,000 minimum daily balance requirment to avoid $10 monthly maintenance fee.
• Unlimited check writing
• Free Check Card
• Free Online Banking with Bill Pay
• Free Standard Checks
• Half price on Safe Deposit Box rental
• Bonus CD Rate- 0.25% increase over SouthPoint Bank rates with $10,000 new money
• All Foreign ATM fees waived

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SAVINGS

SOUTHPOINT SAVINGS

• Earns interest regardless of your balance. Interest is credited to your account quarterly.
• No monthly maintenance fee if you maintain a $100 minimum daily balance. Otherwise, there will be a $10 fee.
• Limited to six free pre-authorized withdrawals or telephone transfers per month, $2 excessive withdrawal fee for every transaction over six per month.
• Unlimited in-person withdrawals.

SOUTHPOINT FIRST SAVINGS

• Must be 18 years of age or younger to qualify for this account
• Earns interest regardless of your balance. Interest is credited to your account quarterly.
• No monthly maintenance fee
• Limited to six free pre-authorized withdrawals or telephone transfers per month, $2 excessive withdrawal fee for every transaction over six per month.
• Unlimited in-person withdrawals

SOUTHPOINT CERTIFICATE OF DEPOSIT

• Terms ranging from 7 days to 60 months, please contact a customer representative for terms.

SOUTHPOINT IRA

• Terms ranging from 1 month to 60 months, please contact a customer representative for terms.

* Subject to credit approval. Please contact a SouthPoint Bank customer representive for details.