| Account |
Rate |
APY* |
Min Opening Deposit |
| SouthPoint Savings |
|
|
|
| $0-9,999.99 |
0.40 |
0.40 |
$100 |
| $10,000 and up |
0.99 |
1.00 |
$10,000 |
| SouthPoint First Savings |
0.99 |
1.00 |
$1 |
| SouthPoint Rewards Checking |
|
|
|
| $0-100,000 |
3.40 |
4.00 |
$100 |
| $101,000.01 and up |
0.99 |
1.00 |
$100 |
| SouthPoint Interest Checking |
0.30 |
0.30 |
$100 |
| Platinum Point Checking |
0.50 |
0.50 |
$1,000 |
| SouthPoint HSA |
0.25 |
0.25 |
$100 |
| IOLTA Account |
0.50 |
0.50 |
$100 |
| CDs/IRAs (FIXED)** |
|
|
|
| 1 month |
0.50 |
0.50 |
$500 |
| 3 months |
1.98 |
2.00 |
$500 |
| 6 months |
2.47 |
2.50 |
$500 |
| 12 months |
2.96 |
3.00 |
$500 |
| 18 months |
3.11 |
3.15 |
$500 |
| 24 months |
3.45 |
3.50 |
$500 |
| 30 months |
3.54 |
3.60 |
$500 |
| 36 months |
3.69 |
3.75 |
$500 |
| 48 months |
3.93 |
4.00 |
$500 |
| 60 months |
4.03 |
4.10 |
$500 |
| ** Rates subject to change without notice. Early withdrawals will incur penalty. Fees may reduce earnings. |
| |
|
|
|
| SouthPoint Prime*** |
|
|
|
| $5,000-24,999.99 |
1.25 |
1.26 |
|
| $25,000-49,999.99 |
1.75 |
1.76 |
|
| $50,000-99,999.99 |
2.25 |
2.27 |
|
| $100,000-999,999.99 |
2.50 |
2.52 |
|
| $1,000,000+ |
2.75 |
2.79 |
|
| ***Rate tied to SouthPoint Bank Prime Rate Index: Rate is 5.00% as of 12/18/08; Rate subject to change without notice. |
| |
|
|
|
*APY stands for Annual Percentage Yield. Rates subject to change without notice. Contact an account representative for specific account information and current rates.
|
| |
|
|
|
CheckFree Bill Pay